Whether you’re just beginning your search or you’ve been looking online for a while, there is always one major step you will want to take prior to going out and actually viewing properties in person.  For most buyers, using a mortgage to finance a portion or the entire cost of your new home will be necessary.  If you are among this group of buyers, your first step in the home buying process should be getting pre-qualified for your mortgage as soon as possible. 

We find that many buyers believe that waiting until they can get their credit score up a few more points, or they can save up a few more dollars toward their down payment, or some other goal they have will be best to accomplish first.  While this would seem like it makes sense to do before…

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